#FINANCIAL_LITERACY

You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix. 

Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $1,025 per year.

If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you. No phone calls. No spam. Just happy customers (4.7 rating on Trustpilot).

Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.

If you bank at a traditional brick-and-mortar bank, your money probably isn’t growing much (c’mon, 0.40% is basically nothing).1 

But there’s good news: With SoFi Checking and Savings (member FDIC), you stand to gain up to a hefty 3.80% APY on savings when you set up a direct deposit or have $5,000 or more in Qualifying Deposits and 0.50% APY on checking balances2 — savings APY is 10 times more than the national average.1

Right now, a direct deposit of at least $1K not only sets you up for higher returns but also brings you closer to earning up to a $300 welcome bonus (terms apply).3

You can easily deposit checks via your phone’s camera, transfer funds, and get customer service via chat or phone call. There are no account fees, no monthly fees and no overdraft fees.* And your money is FDIC insured (up to $2M of additional FDIC insurance through the SoFi Insured Deposit Program).4

It’s quick and easy to open an account with SoFi Checking and Savings (member FDIC) and watch your money grow faster than ever.

Life gets expensive, and sometimes credit cards become a lifeline. If you’re feeling weighed down by debt, National Debt Relief can help lighten the load for you.

If you have $15,000 or more in unsecured debt, their team of Certified Debt Specialists will work with your creditors to lower what you owe and set up a plan that fits your budget. No stress, no guesswork—just a clear path forward.

Most clients wrap up their debt in just 12 to 48 months. A free consultation is all it takes to start taking control of your financial future. Why wait? Get started today.

Aiming to ditch high-interest payments and score cash back on everything you buy? Who isn’t, right?

This card makes a balance transfer easy and affordable, plus you can save money on interest while you earn rewards. With a lengthy 0% intro APR on balance transfers until 2026, you’ll get some well-deserved breathing room to pay down balances interest-free. Plus, a $200 cash bonus is waiting for you, and you’ll enjoy 2% cash back on everything you buy — helping you make the most of your everyday spending.

Here’s what makes this card a win-win:

• $200 cash back bonus
• Unlimited 2% cash back 
• $0 annual fee
• 0% APR on balance transfers for 18 months

Get the most out of your spending. Learn more about this balance transfer card today.

If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape… 

And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmONE wants to help.

If you owe your credit card companies $100,000 or less, AmONE will match you with a low-interest loan you can use to pay off every single one of your balances. 

The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmONE rates start at 6.40% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.

You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all. Plus, AmONE keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.

It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmONE a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.

Our smartphones are the world’s greatest time-killers. You can browse Facebook; play a game; download a new app.

You’re doing all this anyway — why not get paid for it? With a website called KashKick, you could get paid for things like answering survey questions or downloading and playing a game — up to $1000 in your first month.

You can earn money by playing games or trying new products and services, but surveys are the main way to make money.

Once you earn $10 in your account, you can immediately get paid via Paypal. This is an easy way to make a little extra money while you’re killing time on your couch. All you need is your phone or computer.

It takes just a minute to sign up, and you’ll immediately earn $1 just for completing your profile on the site. You’ll be that much closer to cashing out.

Let’s cut to the chase: If you don’t get cash back on every purchase, you’re overpaying. And who doesn’t like cash back?

We do. The Discover® Cashback Debit account will pay you 1% cash back on up to $3,000 monthly (that’s potentially an extra $360 annually).* There’s no impact on your credit score for signing up and no minimum balance requirements ever.

Need groceries? Tap your card for cash back. This card has no fees, access to over 60,000 ATMs, and the Early Pay direct deposit feature allows you to get paid up to 2 days earlier. The app lets you handle your banking needs and connect a virtual wallet like Apple Pay to amplify your rewards. Checking account deposits are FDIC-insured up to the maximum amount allowed by law. 

Does your bank do all that? If not, open a free Discover checking account to get special treatment from a bank that will actually put money back into your account. 

*See Deposit Account Agreement for details on transaction eligibility, limitations, and terms.